Benita's Personal Finance Blog

I almost forgot about my commitment to blog once a day...what a way to start. I just finished reading the comments. I found this one amusing:
db1974 Says:

October 18th, 2007 at 10:55 am

Could you make a checklist for payday that reminds you what envelopes you need to fund?

Amusing because I don't forget to fund the entertainment envelope...I purposefully ignore the possibilities of enjoying myself. I am consumed with saving!! But I digress... I have already decided that saving money and enjoying life don't have to be mutually exclusive. I CAN DO BOTH!!!! And just to prove my point I have plans to take my son on a haunted hayride on Tuesday and I am putting $450 in my freedom account on Friday. Yea me!

for 21 days in a row, blogging should become a habit, right? I think I haven't posted again after my initial post because I don't want to bore anyone. Despite my insecurities, I would love to blog actively and also develop a healthy relationship with money. I know I have an unhealthy relationship with money. Am I the only person who constantly thinks of ways to save money? Am I the only person who budgets each paycheck down to the penny and forgets to fund the entertainment envelope? I realized that I have to make some changes so that I don't look back years from now and regret that I cheated myself. I have to find a balance where I can make progress with my financial goals and spend money on entertainment at the same time.

This is my first attempt at blogging. I am hoping that by putting my goals out there for the world to see will keep me accountable. And while this blog will mainly focus on finance, I will, of course touch on other areas of my life as well. Here goes...